Real Time Payments Audit

Real Time Payments Audit

Other Services

NPG was first in the country to develop and complete a RTP audit! 

We are your partners in navigating compliance challenges.

Payments rules and regulations continue to evolve to meet today’s complex market needs. Staying on top of these changes—and what they require of you—takes a deep understanding of the landscape.

As experts in payments systems, we efficiently and cost-effectively evaluate your compliance requirements and growth opportunities, providing recommendations to strengthen your program.

Services

Real Time Payments Audit - All Real Time Payments participants must complete an annual audit to verify compliance with the RTP Participation and Operating Rules, as required by RTP Operating Rules IX.A.2. Using a proven methodology developed by industry experts, NEACH Payments Group can perform your annual RTP Audit quickly and efficiently at a very competitive rate. We provide you with a summary of findings and specify areas where you did, or did not, meet the criteria for a successful audit. We identify procedures and controls that need strengthening, and recommend steps to reduce risk. All RTP Audits include an exit meeting to review findings.

The RTP Audit Reviews:

  • General Participant Responsibilities
  • Sending Participant Obligations
  • Receiving Participant Obligations
  • Funding/Non-Funding Participant Obligations
  • Non-Payments Messages
  • Risk Management & Fraud Control Requirements
  • Errors and Unauthorized Payments
  • Request for Payment Compliance
  • Payment Service Providers

Our Team

Mary Mumper-Morrison, AAP, CAMS

Mary Mumper-Morrison, AAP, CAMS

Lead Advisor

Serves as the Director of Education for NEACH and Lead Advisor of its subsidiary, NEACH Payments Group

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Mark J. Dixon, CTP, AAP, APRP, NCP

Mark J. Dixon, CTP, AAP, APRP, NCP

Advisor

Serves as the Vice President, Education for NEACH and Advisor of its subsidiary, NEACH Payments Group

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News

May - 24

New Regulation CC Thresholds: What Financial Institutions Need to Know

The Federal Reserve and CFPB have announced inflation-based increases to several key dollar thresholds in Regulation CC, effective July 1, 2025 for the next 5 years. The... Read More

May - 24

Federal Reserve Proposes Extended Operating Hours for Payment Services

On Friday, May 3, 2024, The Federal Reserve Board requested comment on a proposal to expand the operating days of the Federal Reserve Banks' two large-value payments... Read More

May - 24

NEACH Payments Group Launches Positive Pay Adoption Survey

NEACH Payments Group is conducting a comprehensive market survey to explore adoption rates, implementation challenges, and opportunities surrounding positive pay services... Read More

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