Caitlyn Mullins, AAP, APRP, NCP

ACH Compliance Audit & Third-Party Sender Audit

Other Services

Offering Expert Insights to Strengthen Your Compliance

We are your partners in navigating compliance challenges. 

Payments rules and regulations continue to evolve to meet today’s complex industry needs. Staying on top of these changes—and what they require of you—takes a deep understanding of the landscape.

As experts in payments systems, we efficiently and cost-effectively evaluate your compliance requirements and growth opportunities, providing recommendations to strengthen your program.


Services

  • ACH Compliance Audit – Nacha rules require FIs to conduct an annual ACH compliance audit. Having NPG support:
    • Identifies procedures and controls that need strengthening
    • Helps you prepare for a clean audit by regulators
    • Recommends steps to reduce your risk.

       
  • Third-Party Sender Audit – Nacha also requires Third-Party Senders to conduct an annual ACH audit. NPG fulfills that obligation for Third-Party Senders by evaluating your individual compliance with Nacha rules. For example, we work with payroll providers to support their fulfillment of ACH obligations. For any Third-Party Sender, we help ensure compliance through an audit that:
    • Details processes for improvement
    • Evaluates your compliance and/or potential risks to your organization
    • Recommends steps to reduce risk
    • Offers practical solutions to address concerns

 

Our Team

Caitlyn Mullins, AAP, APRP, NCP
Meg Norlund
/ Categories: Meet the Team

Caitlyn Mullins, AAP, APRP, NCP

Lead Advisor

Caitlyn Mullins is the Lead Advisor of NEACH Payments Group (NPG). She is based in West Virginia and is committed to the success and resiliency of industry participants of all types and sizes. As the Lead Advisor of NEACH Payments Group, Caitlyn forms close relationships with clients by taking the time to understand each client’s unique business model, strategic goals, and challenges that they may face as they work towards those goals. She conducts audit, risk management, and consulting services to provide clients with the knowledge, tools and resources necessary to maintain compliance and appropriately identify and mitigate risks while achieving strategic goals. Caitlyn collaborates with regulators and industry experts to ensure NEACH Payments Group stays ahead of any rules, laws, regulations, and guidance that impact clients. Her relationships and experiences allow her to radiate her knowledge by speaking on payments topics at events, forums, and developing specialized training sessions for various partners. With over 8 years of experience, Caitlyn is leading the industry to resilience and shaping the future of payments with proactive and intuitive guidance to industry participants and through her involvement in the industry.

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Phone781-321-1011
Emailcmullins@neachgroup.com
“I’ve heard on a number of occasions from clients that they tell regulators ‘We had our ACH Audit done by NEACH Payments Group,’ and the regulators recognize us as experts. They’ve seen enough of our audits to know.”
Sandy Ortins, Advisor, NPG 

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