Terms and Conditions


1. Acceptance of Terms

By purchasing and downloading digital products or engaging in consulting or audit services from NEACH Payments Group (neachgroup.com), you agree to abide by these Terms and Conditions. If you do not agree with any part of these terms, please do not proceed with your purchase or engagement.


2. License and Usage Restrictions for Digital Products

All digital products sold on neachgroup.com are licensed, not sold. When you purchase a downloadable product:

  • You receive a single-user, non-transferable, non-exclusive license to use the product.
  • You may not share, distribute, resell, or reproduce the product in any form.
  • The product is licensed only to the account holder who made the purchase and logged in at the time of purchase.
  • Violation of these terms may result in account suspension or legal action.

3. Payment Terms

For Digital Product Purchases:

  • We only accept payments via Mastercard and Visa.
  • All transactions are final, and charges will appear on your statement as NEACH Payments Group.
  • Prices and payment terms are subject to change at any time at our sole discretion.

For Audit or Consulting Work:

If paying via ACH or Check, use the following payment details:

Pay by ACH Credit:

  • Routing #: 011301798
  • Account #: 601617730
  • Format: Use CCD format
  • Company Entry Description: "Invoice #"

Pay by Check:

  • Make payable to: NEACH Payments Group
  • Mail to:
    50 Burlington Mall Road, Suite 212, Burlington, MA 01803

4. No Refunds

Due to the nature of digital products and consulting services, all sales are final. We do not offer refunds or exchanges once a product has been downloaded or once consulting services have been initiated. If you experience technical issues accessing a file, please contact our support team at clientservices@neachgroup.com.


5. Intellectual Property Rights

All digital products, consulting reports, and related materials available on neachgroup.com are the intellectual property of NEACH Payments Group. You agree not to:

  • Modify, reverse-engineer, or create derivative works based on any provided materials.
  • Remove or alter any copyright, trademark, or proprietary notices.

6. Limitation of Liability

NEACH Payments Group makes no guarantees regarding the suitability, reliability, or availability of its digital products or consulting services. We are not liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our products or services.


7. Account Security and Access

  • You are responsible for maintaining the security of your account.
  • If unauthorized access is suspected, you must notify us immediately.
  • We reserve the right to terminate or restrict access to accounts that violate these terms.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes take effect immediately upon posting on neachgroup.com. Continued use of our services constitutes acceptance of the revised terms.


9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law principles.

For any questions, contact us at clientservices@neachgroup.com.