Rayleen M. Pirnie
BCJ, AAP, CERP
Advisor
Rayleen is an Advisor for NEACH Payments Group (NPG) and the primary consultant assisting organizations with Electronic Funds Transfer Act (EFTA)/Regulation E compliance and payments fraud investigation cases. She also serves as the Director of Risk and Fraud at NEACH, where she oversees the comprehensive risk management program and advances strategies to support industry and member efforts in identifying and mitigating fraud.
With over 27 years of experience, Rayleen is a leading expert in payments rules, compliance, risk management, fraud mitigation, investigations, and information security. Through her various leadership roles and ongoing dedication to staying well versed in today’s complicated fraud landscape, she has acquired a deep knowledge that enables her to deliver actionable solutions to financial institutions, financial service providers, and other industry sectors.
Rayleen holds a Bachelor of Science in Criminal Justice Administration (BCJ) and is an Accredited ACH Professional (AAP) and a Certified Enterprise Risk Professional (CERP). Rayleen is also a member of the Association of Certified Fraud Examiners (ACFE), serving on its Advisory Council, and a member of the International Association of Financial Crimes Investigators (IAFCI). Additionally, Rayleen served on the Federal Reserve’s Sharing Information on Scams to Improve Fraud Mitigation workgroup (2023-2024), where she focused on fostering collaboration within the industry to facilitate voluntary and collective change in the fight against scams.
Rayleen is a popular national event speaker, balancing actionable insights with humor and energy in every session. As an NPG advisor, she offers clients a thoughtful take on their risk management programs, specializing in fraud mitigation.
