AUDITS

Offering Expert Insights to Strengthen Your Compliance

ACH Compliance Audit

Ensure your financial institution’s ACH compliance with our expert audit services.

Offering unparalleled expertise in ACH payments

In today’s complex regulatory environment, depth of knowledge matters. At Neach Payments Group (NPG), a team of ACH

experts, Accredited ACH Professionals (AAPs), who maintain a direct relationship with Nacha, the ACH governing body, conduct

your ACH audit. We provide insights to help you meet compliance requirements efficiently and confidently.

Unlocking your ACH potential

But ACH audits should do more than simply check off requirements: They should strengthen your compliance program and identify inherent risk. The NPG process includes a detailed examination of your procedures, controls, and risk management practices. We provide actionable insights to boost your compliance program—and business opportunities.

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Third-Party Sender Compliance Audit

Strengthen your third-party sender compliance with expert insights and audits tailored to your needs.

Stay compliant with confidence

In today's rapidly evolving payments landscape, staying compliant is critical—especially for Third-Party Senders. NEACH

Payments Group (NPG) auditing services empower you to confidently navigate evolving regulatory changes. Our team of experts

ensures your operations align with Nacha’s standards. Leverage our team's in-depth understanding of the payments industry to

identify and implement tailored solutions that address your compliance concerns.

Focus on growth and minimize risk

Our comprehensive audits assess your compliance, identify potential risks, and provide actionable recommendations to improve

your compliance processes. By partnering with us, you gain access to specialized knowledge and tools to streamline your

compliance efforts, enabling you to focus on growth while minimizing risk.

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Real-Time Payments (RTP®) Audit

Ensure your financial institution’s Real-Time Payments (RTP®) compliance with our expert audit services.

Navigate RTP compliance with confidence

NEACH Payments Group (NPG) is leading the way in Real-Time Payments (RTP®) auditing, providing specialized audit services

to help you confidently navigate the complex RTP landscape. Our in-depth audit evaluates your RTP program against The

Clearing House’s RTP Operating and Participation Rules, focusing on participant responsibilities, risk management, and fraud

control to help ensure you’re on the right track.

Gain actionable insights and clear next steps

We conduct our RTP audits quickly and at competitive rates using a proven methodology created by our industry experts. You

receive a detailed summary of our findings highlighting compliance and non-compliance areas and providing actionable

recommendations to enhance your procedures and controls. Each audit concludes with an exit meeting to discuss findings and

next steps.

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Audit deliverables

With each RTP Audit you receive:

Comprehensive Audit Analysis: Our RTP audit reviews general participant responsibilities, obligations for sending and receiving participants, and funding and non-funding participant roles. Plus, we review non-payments messages compliance, risk management and fraud controls, procedures for handling errors and unauthorized payments, and compliance with request for payment procedures.
Detailed Audit Report: This report provides actionable insights and recommendations to strengthen your RTP compliance.
Exit Meeting: In this session, we provide initial findings and immediate feedback on critical areas that require attention. This meeting is a crucial part of our service, ensuring you have a clear understanding of the audit results and next steps to take.

Service benefits

As authorities in RTP audits, our knowledgeable team offers the following:

Expert Insights: Gain actionable insights from our experienced audit team to enhance and strengthen your RTP operations.
Compliance Assurance: Receive a thorough review to identify gaps and strengthen your RTP program. Our expert auditors evaluate it against the RTP Operating and Participation Rules and industry standards.
Effective and Cost-Effective Audits: Benefit from our efficient, cost-effective RTP audits designed to enhance your RTP compliance and operations.

Resources

For more on what you need to know to ensure RTP compliance, check out the following resources:

Pithy resource title (type of resource): Short summary following the same model as other tabs. Link to full piece.
RTP Update (Town Hall for NPG Clients): (Insert date and time.) Created exclusively for our NPG clients, this complimentary event lets you engage with RTP industry experts and stay up to date on new developments to help you stay ahead of the curve.
A link to relevant NEACH Education/webinars?

Success Stories

But don't take our word for it. Discover how NPG’s RTP Audits made a difference for these institutions:

Pithy Title: Short summary following same model as other tabs. Link to full case study or simply include the testimonial quote in this text space.

Real-Time Payments Audit

Overview

Ensure your institution’s compliance with evolving Real-Time Payments (RTP) regulations with our expert audit services. We offer a thorough evaluation to identify gaps and strengthen your RTP program efficiently and cost-effectively.

Expanded Description

NEACH Payments Group, a pioneer in Real-Time Payments (RTP) auditing, provides specialized audit services to help you navigate the complex RTP compliance landscape. As RTP continues to transform the payments industry with 24/7/365 transactions, it is crucial to adhere to the RTP Operating and Participation Rules. Our comprehensive audit assesses your RTP program against these rules, focusing on participant responsibilities, risk management, and fraud control. Using a proven methodology developed by industry experts, our audits are conducted swiftly and at competitive rates. We provide a detailed summary of findings, highlight areas of compliance and non-compliance, and offer actionable recommendations to enhance your procedures and controls. Each audit concludes with an exit meeting to discuss findings and next steps.

What Our Service Entails

General Participant Responsibilities Review: Evaluation of your adherence to RTP general participant duties.
Obligations for Sending Participants: Assessment of your compliance with sending participant requirements.
Obligations for Receiving Participants: Review of compliance with receiving participant responsibilities.
Funding and Non-Funding Obligations: Analysis of both funding and non-funding participant roles.
Non-Payments Messages Compliance: Examination of compliance with non-payments message requirements.
Risk Management & Fraud Control: Assessment of your risk management strategies and fraud prevention measures.
Errors and Unauthorized Payments: Evaluation of procedures for handling errors and unauthorized payments.
Request for Payment Compliance: Review of compliance with request for payment procedures.
Payment Service Providers: Analysis of interactions with payment service providers.

Additional Benefits

Comprehensive Compliance Check: Ensure your RTP program meets all regulatory requirements.
Efficient and Cost-Effective Audits: Benefit from our swift, competitive audit services.
Actionable Recommendations: Receive practical advice to improve your RTP controls and reduce risk.
Expert Insights: Gain valuable insights from our experienced audit team to enhance your RTP operations.

Resources for Further Information

Articles & Blogs: Explore our extensive collection of articles and blogs covering Real-Time Payments (RTP) audits, ACH compliance, regulatory updates, and best practices in payments operations.
Quarterly Client Town Halls: Join our exclusive series of Quarterly Client Town Halls, tailored specifically for NEACH Payments Group clients. These complimentary events offer a unique opportunity to engage directly with industry experts and thought leaders. Stay updated on the latest trends in Real-Time Payments, gain valuable insights through benchmarking, and receive timely updates from our dedicated NPG staff to keep your operations ahead of the curve.
Publications & Technical Guides: Purchase our comprehensive guides on conducting Real-Time Payments and ACH audits, along with resources for managing compliance effectively.
Media Downloads: Access a variety of media downloads, including video tutorials, whitepapers, and infographics that simplify complex topics related to Real-Time Payments audits and compliance.
Consultation Services: Schedule a one-on-one consultation with our compliance experts to discuss your specific needs and challenges related to Real-Time Payments and ACH audits.

Third-Party Sender Compliance Audit

Overview

Strengthen your compliance and reduce risk with expert insights and audits tailored to your specific needs. We help Third-Party Senders navigate evolving payment regulations efficiently and effectively.

Request a proposal Book a consultation

Expanded Description

In today’s complex payments landscape, maintaining compliance is crucial, especially for Third-Party Senders. Our team of experts is dedicated to helping you stay ahead of regulatory changes and ensuring that your operations are in line with Nacha’s requirements. We offer comprehensive audits that not only assess your compliance but also identify potential risks and provide actionable recommendations to improve your processes. By partnering with us, you gain access to specialized knowledge and tools that streamline your compliance efforts, enabling you to focus on growth while minimizing risk.

Download our service flyer

What Our Service Entails

Conduct a thorough review of your compliance with Nacha rules, including processes and risk assessments.

Identify areas for improvement within your existing compliance practices.

Receive expert advice on reducing risks associated with ACH transactions.

Implement tailored solutions to address any compliance concerns effectively.

Leverage our team’s deep understanding of the payments industry.

Ensure compliance without unnecessary expenditure.

Get detailed reports that highlight areas of non-compliance and opportunities for improvement.

Resources

Articles & Blogs: Access our library of articles and blogs on ACH compliance, regulatory updates, and best practices in payments operations.
Quarterly Client Town Halls: Join us for our exclusive series of Quarterly Client Town Halls, designed specifically for NEACH Payments Group clients. These complimentary events provide a unique platform to engage directly with industry experts and thought leaders. Stay informed on the latest trends, gather valuable insights through benchmarking, and receive timely updates from our dedicated NPG staff to keep your operations ahead of the curve.
Publications & Technical Guides: Purchase our comprehensive guides on conducting ACH audits and managing compliance.
Media Downloads: Access video tutorials, whitepapers, and infographics that simplify complex compliance topics.
Consultation Services: Schedule a one-on-one consultation with our compliance experts to discuss your unique needs and challenges.

Start with the customer – find out what they want and give it to them.

ACH Risk Assessment

Protect your financial institution from potential losses with our expert ACH Risk Assessments

Navigate evolving ACH systems and regulatory requirements with confidence

NEACH Payments Group (NPG) provides comprehensive ACH Risk Assessments to help you navigate the complexities of evolving ACH systems and regulatory requirements. With ACH transaction volumes and the sophistication of fraud threats increasing, maintaining robust risk management is essential. Our assessment process, grounded in the Office of the Comptroller of the Currency’s (OCC) ACH Risk Management Guidance, evaluates your ACH operations to identify credit risk exposure, transaction risks across multiple channels, and other vulnerabilities.

Trust our experts to help manage risks and maintain compliance

As part of the assessment, we review your existing systems, high-risk activities, and third-party service provider relationships to provide actionable steps for mitigating risks and ensuring compliance with the Nacha Operating Rules. Our detailed final report highlights vulnerabilities and provides insights into inherent risks, implemented controls, and recommendations to enhance your ACH Risk Management program. Trust our experienced team to help you effectively manage risks while maintaining compliant and efficient ACH operations.

Request an ACH Risk Assessment proposal today.

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Resources

For more on what you need to know to ensure

ACH compliance, check out the following

resources:

Pithy resource title (type of resource): Short summary following same model as other tabs. Link to full piece.
Navigating Audit and Risk Assessment Findings (Town Hall for NPG Clients): September 24th @ 12 PM, ET. NPG auditors will delve into key findings from Q1-Q3 audits and risk assessments.

Success Stories

But don’t take our word for it. Read on for the

ways NPG’s ACH Compliance Audits influence

compliance programs.

Pithy Title: Short summary following same model as other tabs. Link to full case study or simply include the testimonial quote in this text space.

RDC Risk Assessment

Secure and optimize your Remote Deposit Capture (RDC) systems with our expert risk assessments.

Strengthen security and compliance

NEACH Payments Group (NPG) provides expert risk assessments tailored to Remote Deposit Capture (RDC) systems. As RDC technology becomes an integral part of banking, managing risk effectively is more important than ever. Our team of accredited payments professionals performs a comprehensive evaluation of your RDC operations, focusing on potential risks that could impact security and compliance.

Identify risks early on and avoid potential losses

We review your RDC policies, customer and vendor agreements, and internal procedures to uncover vulnerabilities and ensure adherence to Federal Financial Institutions Examination Council (FFIEC) guidelines. By identifying and addressing risks early, you avoid potential losses, improve operational efficiency, and maintain robust compliance. Using our proven, streamlined process, we deliver actionable insights that keep your RDC systems secure and running smoothly.

Request a Remote Deposit Capture Risk Assessment proposal today.

Request a proposal Book a consultation

Wire Transfer Risk Assessment

Mitigate the high risks associated with wire transfers through our expert risk assessment services. We help identify and address vulnerabilities to protect your financial institution from potential losses and ensure robust control measures.

At NEACH Payments Group, we offer specialized Wire Transfer Risk Assessments designed to safeguard your financial institution against the inherent risks of wire transfers. Given the rapid transaction speed and high-value transfers involved, the potential for significant losses is substantial. Our team of highly-trained professionals conducts a thorough review of your wire transfer policies, procedures, and controls to identify and address vulnerabilities before they become critical issues. Our process includes an on-site evaluation tailored to your specific activity levels and examiner expectations. We provide a detailed final report with actionable recommendations to enhance your risk management practices, ensuring compliance with FFIEC guidelines and improving your overall operational security. Our efficient and effective assessments help you avoid losses and strengthen your wire transfer controls, contributing positively to your institution's risk management strategy.

What Our Service Entails

Comprehensive Policy Review: In-depth analysis of your wire transfer policies, procedures, processes, forms, and agreements.
Tailored On-Site Evaluation: On-site assessment customized to your wire transfer activity and regulatory expectations.
Detailed Final Report: Evaluation of existing controls with recommendations for strengthening risk management practices and procedures.

Additional Benefits

Enhanced Risk Management: Identify and address vulnerabilities to prevent potential losses and ensure compliance.
Regulatory Compliance: Ensure your wire transfer operations meet FFIEC guidance and other regulatory requirements.
Operational Efficiency: Improve control measures and procedures to reduce risks and enhance operational security.

Resources for Further Information

Articles & Blogs: Access our collection of articles and blogs focused on wire transfer risk management, regulatory updates, and best practices for securing wire transfer operations.
Quarterly Client Town Halls: Participate in our exclusive Quarterly Client Town Halls, tailored for NEACH Payments Group clients. These complimentary sessions offer direct interaction with industry experts, insights on the latest trends, benchmarking opportunities, and updates from our team to ensure your wire transfer practices are up-to-date.
Publications & Technical Guides: Purchase our detailed guides on wire transfer risk assessment and compliance management to enhance your understanding and improve your control measures.
Media Downloads: Access our video tutorials, whitepapers, and infographics that simplify complex wire transfer compliance and risk management topics.
Consultation Services: Schedule a personalized consultation with our wire transfer risk management experts to address your specific needs and challenges, and receive tailored advice to optimize your wire transfer controls.

Request a proposal Book a consultation