BEGIN:VCALENDAR VERSION:2.0 PRODID:-//PYVOBJECT//NONSGML Version 1//EN BEGIN:VTIMEZONE TZID:America/New_York BEGIN:STANDARD DTSTART:20001029T020000 RRULE:FREQ=YEARLY;BYDAY=-1SU;BYMONTH=10;UNTIL=20061029T060000Z TZNAME:EST TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:STANDARD DTSTART:20071104T020000 RRULE:FREQ=YEARLY;BYDAY=1SU;BYMONTH=11 TZNAME:EST TZOFFSETFROM:-0400 TZOFFSETTO:-0500 END:STANDARD BEGIN:DAYLIGHT DTSTART:20000402T020000 RRULE:FREQ=YEARLY;BYDAY=1SU;BYMONTH=4;UNTIL=20060402T070000Z TZNAME:EDT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT BEGIN:DAYLIGHT DTSTART:20070311T020000 RRULE:FREQ=YEARLY;BYDAY=2SU;BYMONTH=3 TZNAME:EDT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT UID:20260601T164717Z - 40505@ampp184 DTSTART;TZID=America/New_York:20260616T120000 DTEND;TZID=America/New_York:20260616T130000 CREATED:20260601T164717Z DESCRIPTION:Q2 NPG Client Town Hall - Beyond ACH\nBeyo nd ACH: Strengthening Originator\, Third-Party\, and BSA/AML Due Diligence Financial institutions are facing increasing scrutiny around their oversi ght of Originators and Third Parties\, particularly as expectations contin ue to evolve across both ACH compliance and BSA/AML risk management. Throu gh our work across the industry\, we consistently see institutions struggl ing to define what due diligence is truly relevant\, how to assess its suf ficiency\, and how to address gaps—especially when Third-Party Senders a nd other Third-Party relationships lack appropriate audit coverage or well -developed control frameworks. These challenges are not only creating inte rnal uncertainty but are also resulting in Rules violations and broader co mpliance exposure. At the same time\, many of these gaps extend beyond ACH and into BSA/AML programs. Institutions are often challenged to fully und erstand the nature and purpose of customer and Third-Party activity\, appr opriately calibrate monitoring and escalation processes\, and ensure indep endent testing meaningfully evaluates higher-risk areas. As transaction vo lumes and third-party relationships grow—particularly in complex payment environments—these weaknesses can compound if not proactively addressed . In this Q2 Town Hall\, we will focus on leading practices for originator and TPS due diligence through both an ACH and BSA/AML lens. We will share practical insights on what effective due diligence looks like\, how to be tter align documentation and review processes to actual risk\, and approac hes to addressing common deficiencies—particularly around audit validati on\, ongoing monitoring\, and developing a more complete understanding of Third-Party activity. DTSTAMP:20260601T164717Z SUMMARY:Q2 NPG Client Town Hall - Beyond ACH X-ALT-DESC;FMTTYPE=text/html:Q2 NPG Client Town Hall - Bey ond ACH\nBeyond ACH: Strengthening Originator\, Third-Party\, and BSA/ AML Due Diligence Financial institutions are facing increasing scrutiny ar ound their oversight of Originators and Third Parties\, particularly as ex pectations continue to evolve across both ACH compliance and BSA/AML risk management. Through our work across the industry\, we consistently see ins titutions struggling to define what due diligence is truly relevant\, how to assess its sufficiency\, and how to address gaps—especially when Thir d-Party Senders and other Third-Party relationships lack appropriate audit coverage or well-developed control frameworks. These challenges are not o nly creating internal uncertainty but are also resulting in Rules violatio ns and broader compliance exposure. At the same time\, many of these gaps extend beyond ACH and into BSA/AML programs. Institutions are often challe nged to fully understand the nature and purpose of customer and Third-Part y activity\, appropriately calibrate monitoring and escalation processes\, and ensure independent testing meaningfully evaluates higher-risk areas. As transaction volumes and third-party relationships grow—particularly i n complex payment environments—these weaknesses can compound if not proa ctively addressed. In this Q2 Town Hall\, we will focus on leading practic es for originator and TPS due diligence through both an ACH and BSA/AML le ns. We will share practical insights on what effective due diligence looks like\, how to better align documentation and review processes to actual r isk\, and approaches to addressing common deficiencies—particularly arou nd audit validation\, ongoing monitoring\, and developing a more complete understanding of Third-Party activity. END:VEVENT END:VCALENDAR